Palatine, IL First Time Homebuyer
Hundreds of first time homebuyers across Palatine, IL are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2026 Palatine mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Palatine, IL have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2026 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Palatine, IL and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Palatine, IL
When it comes to Palatine, IL home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Palatine Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Palatine, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Palatine can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Palatine home mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Palatine, IL
Get Pre-Qualified Now
First Homebuyer Benefits in Palatine, IL
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Palatine, IL (888)416-0920.
A palatine or palatinus (in Latin; plural palatini; cf. derivative spellings below) is a high-level official attached to imperial or royal courts in Europe since Roman times.[1] The term palatinus was first used in Ancient Rome for chamberlains of the Emperor due to their association with the Palatine Hill.[2] The imperial palace guard, after the rise of Constantine I, were also called the Scholae Palatinae for the same reason. In the Early Middle Ages the title became attached to courts beyond the imperial one; one of the highest level of officials in the papal administration were called the judices palatini. Later the Merovingian and Carolingian dynasties had counts palatine, as did the Holy Roman Empire. Related titles were used in Hungary, Poland, Lithuania, the German Empire, and the Duchy of Burgundy, while England, Ireland, and parts of British North America referred to rulers of counties palatine as palatines.[1]
The different spellings originate from the different languages that used the title throughout the ages (a phenomenon called lenition). The word “palatine” evolved from the Latin word palatinus, asserting a connection to the Palatine Hill, where the house of the Roman emperor was situated since Augustus (hence “palace”).[3] The meaning of the term hardly changed, since Latin was the dominant language in medieval writing. But its spelling slightly changed in European languages: Latin palatinus, plural palatini was still an office in Merovingian times, today referred to as the Count Palatine. The word became in French palaisin, and with the Norman dynasty entered the English language as palatine. The word paladin, referring to one of the legendary Twelve Peers of Charlemagne in the Matter of France, is also related.[4]