Ovilla, TX First Time Homebuyer
Hundreds of first time homebuyers across Ovilla, TX are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 Ovilla mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Ovilla, TX have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Ovilla, TX and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Ovilla, TX
When it comes to Ovilla, TX home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Ovilla Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.
A Ovilla, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Ovilla can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Ovilla home mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Ovilla, TX
Get Pre-Qualified Now
First Homebuyer Benefits in Ovilla, TX
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Ovilla, TX (888)416-0920.
Ovilla is a city in Dallas and Ellis Counties in the U.S. state of Texas. The population was 3,492 at the 2010 census.[5]
Ovilla, on upper Red Oak Creek in northern Ellis County, is the oldest town in the county. It began in 1844 as a fortified settlement known as McNamara’s to repel Indian incursions. James McNamara arrived in 1843 with his new wife, Joanna (Hale) McNamara as the first Peters Colony settlers of this area for which they received 640 acres that made up the beginning of the locale that was later to be called ‘Shiloh’ for a nearby creek and a newly formed church. The McNamaras arrived with other Peters colonists: the Billingsleys; Mrs. McNamara’s family, the McCommas’s; and James Sterrett (Mrs. McNamara’s brother-in-law, who established Sterrett, Texas). The marriage of James Sterrett to Clarinda (Hale) Squires of 7 Jul 1844 was the first marriage to be performed here within the future boundaries of Ellis County, which was still within old Robertson County at the time. James McNamara served as sergeant in Smith’s Company of Texas Mounted Volunteers during the War with Mexico in 1846–1847 along with his brother-in-law, James Sterrett. The little village grew as other Peters Colony settlers arrived in the area to attend brush arbor meetings of the Shiloh Cumberland Presbyterian Church, which was started by Rev. Finis E. King in 1847. James McNamara died in New Orleans 5 May 1852, and his widow liquified his assets and left Texas for the gold fields in Tuolumne County, California, with all of her remaining maternal family members.