North Fair Oaks, CA First Time Homebuyer
Hundreds of first time homebuyers across North Fair Oaks, CA are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 North Fair Oaks mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in North Fair Oaks, CA have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near North Fair Oaks, CA and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near North Fair Oaks, CA
When it comes to North Fair Oaks, California home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, North Fair Oaks Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A North Fair Oaks, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in North Fair Oaks can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The North Fair Oaks home mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers North Fair Oaks, CA
Get Pre-Qualified Now
First Homebuyer Benefits in North Fair Oaks, CA
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near North Fair Oaks, CA (888)416-0920.
North Fair Oaks is a census-designated place and an unincorporated area located in San Mateo County, California adjacent to Redwood City, Atherton, and Menlo Park. As of the 2020 census the area had a total population of 14,027. Because of the large number of residents from one Mexican state the area is also known as Little Michoacán. The larger area including North Fair Oaks and adjacent parts of Redwood City has a large Latino population and is known locally as Little Mexico. The neighborhood is distinctive, as it is one out of only three communities (the others being East Palo Alto and Pescadero) in San Mateo County that have a majority Hispanic population.
Fair Oaks was a residential area north of Menlo Park. In 1923, Menlo Park attempted to incorporate Fair Oaks first, but instead, Fair Oaks incorporated separately as the town of Atherton (see Atherton for details and history). This left North Fair Oaks unincorporated.