Mesquite, TX First Time Homebuyer
Hundreds of first time homebuyers across Mesquite, TX are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 Mesquite mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Mesquite, TX have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Mesquite, TX and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Mesquite, TX
When it comes to Mesquite, TX home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Mesquite Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.
A Mesquite, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Mesquite can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Mesquite home mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Mesquite, TX
Get Pre-Qualified Now
First Homebuyer Benefits in Mesquite, TX
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Mesquite, TX (888)416-0920.
Mesquite is a common name for several plants in the genus Prosopis, which contains over 40 species of small leguminous trees. They are native to dry areas in the Americas.
They have extremely long roots to seek water from very far under ground. As a legume, mesquites are one of the few sources of fixed nitrogen in the desert habitat. These trees bloom from spring to summer. They often produce fruits known as “pods”. Prosopis spp. are able to grow up to 8 metres (26 ft) tall, depending on site and climate. They are deciduous and depending on location and rainfall have either deep or shallow roots. Prosopis is considered long-lived because of the low mortality rate after the dicotyledonous stage and juveniles are also able to survive in conditions with low light and drought. The Cahuilla indigenous people of western North America were known to eat the seeds of mesquite.[1]
Prosopis spp. have been in North America since the Pliocene era and their wood has been dated to 3300 yr BP.[2] They are thought to have evolved with megafauna in the New World. The loss of North American megafauna at the end of the Pleistocene era gave way to one theory of how the Prosopis spp. were able to survive. One theory is that the loss of the megafauna allowed Prosopis spp. to use their fruit pods to attract other organisms to spread their seeds; then, with the introduction of livestock, they were able to spread into grasslands. Another is that Prosopis spp. had always been present in grasslands, but recurring fires had delayed plant and seed development before the emergence of livestock and grazing.