Loyalton, CA First Time Homebuyer

Hundreds of first time homebuyers across Loyalton, CA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying challenges presented by 2023 Loyalton mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

First Time Homebuyer Options

First time homebuyers in Loyalton, CA have so many options.  With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down.  For those who still lack the down payment check out our First Time Homebuyer Grant.  For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options.  New Alternative mortgage programs in 2023 give homebuyers the option to qualify even with bank statements.  First time homebuyer experts are standing by near Loyalton, CA and ready to help.  Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Brokers near Loyalton, CA

When it comes to Loyalton, California home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Loyalton Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Loyalton, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Loyalton can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Loyalton home mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you.

Get on the Path to Home Ownership. We got your Back!
First Home Buyers Loyalton, CA
Get Pre-Qualified Now

    First Homebuyer Benefits in Loyalton, CA

    • Little to no money down
    • Wholesale mortgage rates
    • Bruised credit excepted
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Grants for down payment
    • Gift Funds Allowed

    Find your First Home Loan near Loyalton, CA (888)416-0920.

    Loyalton is a city in Sierra County, California, United States. At the 2020 census, the population was 740, reflecting a decline of 29 from the 769 counted in 2010. The ZIP code for the community is 96118. The town is near the north extent of State Route 49, which ends at State Route 70 in Vinton. According to Rand-McNally, it is a fifty-mile drive on State Route 49 to the county seat, Downieville. Many of the population are ranchers, loggers, former loggers, or suburbanites who have relocated from the San Francisco Bay Area, Sacramento, and growing Reno–Tahoe area.

    Loyalton is located at 39°40′36″N 120°14′35″W / 39.67667°N 120.24306°W / 39.67667; -120.24306 (39.676558, -120.243157).[5] Elevation above mean sea level for the area was listed as roughly 4,930 feet (1,500 m). The city is located along California State Route 49, the Gold Country Highway.