Lake Isabella, CA First Time Homebuyer
Hundreds of first time homebuyers across Lake Isabella, CA are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 Lake Isabella mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Lake Isabella, CA have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Lake Isabella, CA and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Lake Isabella, CA
When it comes to Lake Isabella, California home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Lake Isabella Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Lake Isabella, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Lake Isabella can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Lake Isabella home mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Lake Isabella, CA
Get Pre-Qualified Now
First Homebuyer Benefits in Lake Isabella, CA
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Lake Isabella, CA (888)416-0920.
Lake Isabella also called Isabella Lake,[1][2] is a reservoir in Kern County, California, United States created by the earthen Isabella Dam. It was formed in 1953 when the U.S. Army Corps of Engineers dammed the Kern River at the junction of its two forks. At 11,000 acres (4,500 ha), it is one of the larger reservoirs in California. The area is in the southern end of the Sierra Nevada range and the lake itself is located in low mountains at an elevation of approximately 2,500 ft (760 m) where summer temperatures reach over 100 °F (38 °C) but low enough to avoid winter snows on the surrounding ridges. Lake Isabella is located about 40 miles (64 km) northeast of Bakersfield, and is the main water supply for that city. Lake Isabella can be reached by car from Bakersfield via state Highway 178 and from Delano via Highway 155. The former towns of Isabella and Kernville were flooded by the newly created reservoir.
In 2006, Isabella Dam was found to be too unstable to hold a full amount of water and approximately 40% of a full reservoir had to be let out to restabilize the earth works.[citation needed] Presently the U.S. Army Corps of Engineers won’t let the water get above 60% of capacity until an estimated 10–15 years of studies and repairs are made. (The project is expected to be completed sometime in 2023.) To further add to this problem the Isabella Dam bisects an active fault that could lead to a catastrophic failure if an earthquake occurs along it. This fault was considered inactive when the site was studied in the late 1940s.