Kalona, IA First Time Homebuyer
Hundreds of first time homebuyers across Kalona, IA are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2026 Kalona mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Kalona, IA have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2026 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Kalona, IA and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Kalona, IA
When it comes to Kalona, IA home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Kalona Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Kalona, IA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Kalona can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Kalona home mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Kalona, IA
Get Pre-Qualified Now
First Homebuyer Benefits in Kalona, IA
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Kalona, IA (888)416-0920.
Kalona is a city in Washington County, Iowa. It is part of the Iowa City metropolitan area. The population was 2,630 at the time of the 2020 census.[2] Kalona is the second-largest city in Washington County.[4]
Amish settlement in what is now the Kalona area began in the 1840s, placing the Amish among the first European settlers in the area. The split between Old Order Amish and Amish Mennonites occurred in the 1860s in most places, but it was not until the 1880s that the formal split occurred in Iowa, even though a process of sorting out between conservatives and change-minded Amish had begun a decade earlier or so in Iowa.[5] Most Amish Mennonites later assimilated and lost their Amish identity. The Beachy Amish broke away from the Old Orders in the 1920s.[6]