Idalou, TX First Time Homebuyer
Hundreds of first time homebuyers across Idalou, TX are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 Idalou mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Idalou, TX have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Idalou, TX and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Idalou, TX
When it comes to Idalou, TX home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Idalou Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.
A Idalou, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Idalou can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Idalou home mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Idalou, TX
Get Pre-Qualified Now
First Homebuyer Benefits in Idalou, TX
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Idalou, TX (888)416-0920.
Idalou is a city in Lubbock County, Texas, United States. It is located 7 miles (11 km) northeast of Lubbock near the intersection of Farm to Market Road 400 and US 62/US 82/SH 114. The population was 2,250 at the 2010 census.[5] It is part of the Lubbock Metropolitan Statistical Area.
Idalou began as a settlement around a depot on the South Plains and Santa Fe Railway in the early 1910s, and within a few years had a one-room schoolhouse and several businesses. The first post office was opened in 1917, and in 1919, a two-story brick school was built after the original school burned down. Incorporated in 1925 with 538 residents, the town grew to 2,348 residents by 1980 and has remained above 2,000 residents in the years since.