High Springs, FL First Time Homebuyer
Hundreds of first time homebuyers across High Springs, FL are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2025 High Springs mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in High Springs, FL have so many options. With a conventional or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2025 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near High Springs, FL and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near High Springs, FL
When it comes to High Springs, FL home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, High Springs Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A High Springs, FL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in High Springs can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The High Springs home mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers High Springs, FL
Get Pre-Qualified Now
First Homebuyer Benefits in High Springs, FL
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near High Springs, FL (888)416-0920.
High Springs is a city in Alachua County, Florida, United States. The population was 5,350 at the 2010 census.[5]
The present-day area of High Springs was first settled on a permanent basis by English-speaking people during the late 1830s. One of the earliest settlements in the vicinity was at Crockett Springs, located about three miles east of present-day High Springs. Settlers who were living there during the 1840s included Fernando Underwood and Marshal Blanton. A discernible town began to develop in the early 1880s after the Savannah, Florida & Western Railway was constructed and several phosphate mines were established. In 1888 the local post office changed its name from Orion to High Springs, and the town was officially incorporated in 1892.[6] The town had a population over 1,500 at the end of the 1890s and was the second largest by population in the county.[7]