Guerneville, CA First Time Homebuyer
Hundreds of first time homebuyers across Guerneville, CA are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 Guerneville mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Guerneville, CA have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Guerneville, CA and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Guerneville, CA
When it comes to Guerneville, California home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Guerneville Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Guerneville, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Guerneville can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Guerneville home mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Guerneville, CA
Get Pre-Qualified Now
First Homebuyer Benefits in Guerneville, CA
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Guerneville, CA (888)416-0920.
Guerneville (/ˈɡɜːrnvɪl/ GURN-vil, incorrectly /ˈɡɜːrnivɪl/) is an unincorporated community and census-designated place in the Russian River Valley of Sonoma County, California, United States. The town is historically known for the logging community, formed in the late 1800s. Guerneville is also known for its natural environment, liberal atmosphere, and proximity to wine-tasting and redwood forests. It was founded by the Guerne family in the 1850s.
Guerneville is built adjacent to the Russian River. Redwoods grew in the riverbed with such vigor that just a few centuries ago, the valley had the greatest biomass density on the planet, according to local lore.[citation needed] The local Pomo Indians used the area as a summer camp and called it “Ceola” (/ˈsiːoʊleɪ/ or cee-oh-lay) which meant “shady place.” Except for a large stand of ancient trees preserved in the Fife Creek watershed, now the centerpiece of Armstrong Woods Park, many of the trees were logged in the late 19th century and the early 20th century, giving rise to the first English name for the place – “Stumptown.” Logging in the area boomed after vast amounts of lumber were needed for rebuilding after the 1906 earthquake. The annual town parade still commemorates the old place name by calling itself “Stumptown Days.” The present name Guerneville was introduced to honor Swiss immigrant George Guerne, a local businessman of the 19th century who owned the town’s sawmill.[3] By 1870, there was a U.S. Post Office in Guerneville; it was listed by the name “Guerneville”.[4] Although locals may be found selling T-shirts that say “Don’t call it Guerneyville” (alluding to the “GURN-vil” pronunciation),[5] many have called the town “Guerneyville”[6] in spelling and pronunciation since the 1800s.[7] The extensive redwood forests on the surrounding mountains are less than 200 years old, having been replacement plantings for much of the logging done in the 19th century.