Granite Hills, CA First Time Homebuyer

Hundreds of first time homebuyers across Granite Hills, CA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying challenges presented by 2024 Granite Hills mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

First Time Homebuyer Options

First time homebuyers in Granite Hills, CA have so many options.  With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down.  For those who still lack the down payment check out our First Time Homebuyer Grant.  For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options.  New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements.  First time homebuyer experts are standing by near Granite Hills, CA and ready to help.  Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Brokers near Granite Hills, CA

When it comes to Granite Hills, California home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Granite Hills Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Granite Hills, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Granite Hills can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Granite Hills home mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you.

Get on the Path to Home Ownership. We got your Back!
First Home Buyers Granite Hills, CA
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    First Homebuyer Benefits in Granite Hills, CA

    • Little to no money down
    • Wholesale mortgage rates
    • Bruised credit excepted
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Grants for down payment
    • Gift Funds Allowed

    Find your First Home Loan near Granite Hills, CA (888)416-0920.

    Granite Hills is a census-designated place in San Diego County, California. The name is also applied to a neighborhood within the city limits of El Cajon in the eastern part of that city. The population of the CDP, which does not include the people living within the city of El Cajon, was 3,035 at the 2010 census, down from 3,246 at the 2000 census.

    According to the USGS, Granite Hills is located at 32°48′11″N 116°54′17″W / 32.80306°N 116.90472°W / 32.80306; -116.90472
    (32.8031070, -116.9047476),[2] which is near intersection of Madison Avenue and Greenfield Drive. The part of Granite Hills within the city of El Cajon consists of a “gerrymandered” corridor, approximately 0.25 miles (0.40 km) wide on the south side of Madison Avenue, roughly through the center of the neighborhood. The rest of the neighborhood is on unincorporated land. According to the United States Census Bureau, the Granite Hills CDP is located at 32°48′15″N 116°54′38″W / 32.80417°N 116.91056°W / 32.80417; -116.91056 (32.804101, -116.910522).[2] This is approximately 0.4 miles (0.64 km) west-northwest of where the USGS places Granite Hills. The CDP comprises most of unincorporated El Cajon east of the San Bernardino Meridian, north of Dehesa Road and has a total area of 2.8 square miles (7.3 km2), all land. Mail sent to all parts of Granite Hills is addressed to El Cajon, California.

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