Granite Bay, CA First Time Homebuyer
Hundreds of first time homebuyers across Granite Bay, CA are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 Granite Bay mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Granite Bay, CA have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Granite Bay, CA and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Granite Bay, CA
When it comes to Granite Bay, California home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Granite Bay Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Granite Bay, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Granite Bay can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Granite Bay home mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Granite Bay, CA
Get Pre-Qualified Now
First Homebuyer Benefits in Granite Bay, CA
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Granite Bay, CA (888)416-0920.
Granite Bay is a census-designated place (CDP) in Placer County, California, United States. It is part of the Sacramento–Arden-Arcade–Roseville Metropolitan Statistical Area. The population was 20,402 at the 2010 census, up from 19,388 at the 2000 census. The ZIP codes are 95746 and 95661. Granite Bay is a primarily residential suburb of Sacramento and is located just east of Roseville and west of Folsom Lake.
Granite Bay is located at 38°44′55″N 121°10′47″W / 38.74861°N 121.17972°W / 38.74861; -121.17972 (38.748504, -121.179793).[4]
According to the United States Census Bureau, the CDP has a total area of 21.6 square miles (56 square kilometers), of which, 21.5 square miles (56 km2) of it is land and 0.04 square miles (0.10 km2) of it (0.20 percent) is water. The place name, Granite Bay, is derived from a bay in Folsom Lake on the east side of the town.
The entire town is underlain by granodiorite of the Penryn Pluton of Cretaceous age, hence the geological basis for the place name.