Escalon, CA First Time Homebuyer
Hundreds of first time homebuyers across Escalon, CA are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 Escalon mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Escalon, CA have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Escalon, CA and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Escalon, CA
When it comes to Escalon, California home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Escalon Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Escalon, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Escalon can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Escalon home mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Escalon, CA
Get Pre-Qualified Now
First Homebuyer Benefits in Escalon, CA
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Escalon, CA (888)416-0920.
Escalon (Spanish: Escalón,[5] meaning “Step”)[6] is a city in San Joaquin County, California, United States. The population was 7,132 at the 2010 census, up from 5,963 at the 2000 census. Escalon is a Spanish word meaning “stepping stones.” The name comes from founder James Wheeler Jones who came upon the name in a book in the Stockton Free Library and liked the name so much he gave the name to the town.[7]
Before the advent of the railroad, the traveler in riding over the French Camp road to the Stanislaus River would notice far out on the plains a large two-story brick house. It was surrounded by trees and shrubs, barns, granaries, and was the only house for miles around. It was the home of “Johnny” Jones, who crossed the plains in 1852 and pitched his tent where Escalon now stands, the country at that time being Government land covered with sage brush. He acquired the amount of land allotted to actual settlers and started to farm it, planting the first grain ever grown in the Escalon country, seeding it broadcast and dragging it in with brush. The yield was heavy and sold for five cents a pound. He began raising cattle for market and purchasing more land until he possessed a small kingdom, 8,000 acres, a tract of land over three miles square. It was no unusual sight to see from six to twelve-horse teams plowing over the field where Escalon now stands. In 1867 he built the brick house for his family residence at a cost of $12,000. The bricks used for it were made by his brother Richard, from a field east of Sexton station, on the Tidewater Railroad. In those days all freight carried from Stockton to the mines above Sonora went via the French Camp road, and many of the teamsters boarded and lodged at his farm. The plains were the homes of many antelope, which he often served on his table.[8]