Charter Oak, CA First Time Homebuyer

Hundreds of first time homebuyers across Charter Oak, CA are ready for home ownership.  Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates.  We simplify the home buying challenges presented by 2024 Charter Oak mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:

  • Review your finances to find a payment you can afford.
  • Improve your credit score if needed to qualify.
  • Obtain pre-approval to shop for the home of your dreams.
  • Secure a loan and purchase your new home!

First Time Homebuyer Options

First time homebuyers in Charter Oak, CA have so many options.  With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down.  For those who still lack the down payment check out our First Time Homebuyer Grant.  For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options.  New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements.  First time homebuyer experts are standing by near Charter Oak, CA and ready to help.  Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920

Mortgage Brokers near Charter Oak, CA

When it comes to Charter Oak, California home loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Charter Oak Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920.  A Charter Oak, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Charter Oak can work with all types of credit scores.

Working around Credit Issues with Top Rated Specialists

The Charter Oak home mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with first time home buyers.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you.

Get on the Path to Home Ownership. We got your Back!
First Home Buyers Charter Oak, CA
Get Pre-Qualified Now

    First Homebuyer Benefits in Charter Oak, CA

    • Little to no money down
    • Wholesale mortgage rates
    • Bruised credit excepted
    • Bankruptcies, Foreclosures, Short Sales Okay
    • Grants for down payment
    • Gift Funds Allowed

    Find your First Home Loan near Charter Oak, CA (888)416-0920.

    Coordinates: .mw-parser-output .geo-default,.mw-parser-output .geo-dms,.mw-parser-output .geo-dec{display:inline}.mw-parser-output .geo-nondefault,.mw-parser-output .geo-multi-punct{display:none}.mw-parser-output .longitude,.mw-parser-output .latitude{white-space:nowrap}41°45′33″N 72°40′25″W / 41.7593°N 72.6736°W / 41.7593; -72.6736

    The Charter Oak was an unusually large white oak tree growing on Wyllys Hyll in Hartford, Connecticut in the United States, from around the 12th or 13th century until it fell during a storm in 1856. According to tradition, Connecticut’s Royal Charter of 1662 was hidden within the hollow of the tree to thwart its confiscation by the English governor-general. The oak became a symbol of American independence and is commemorated on the Connecticut State Quarter. In 1935, for Connecticut’s tercentennial, it was also depicted on both a commemorative half dollar[1] and a postage stamp.[2]

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