Bureau Junction, IL First Time Homebuyer
Hundreds of first time homebuyers across Bureau Junction, IL are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2026 Bureau Junction mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Bureau Junction, IL have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2026 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Bureau Junction, IL and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Bureau Junction, IL
When it comes to Bureau Junction, IL home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Bureau Junction Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Bureau Junction, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Bureau Junction can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Bureau Junction home mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Bureau Junction, IL
Get Pre-Qualified Now
First Homebuyer Benefits in Bureau Junction, IL
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Bureau Junction, IL (888)416-0920.
Bureau Junction, usually called Bureau, is a village in Bureau County, Illinois, United States. The population was 322 at the 2010 census.[3] The village name is shown as both “Bureau Junction”[4] and “Bureau” on federal maps,[5] and is commonly called “Bureau”, including by phone companies[6] and the United States Post Office.[7] It is part of the Ottawa–Streator Micropolitan Statistical Area. Bureau Junction was the point where the Rock Island Line railroad’s branch line to Peoria split. Track west and south of Bureau is operated by Iowa Interstate, while tracks east to Chicago were formerly operated by CSX but are currently leased to Iowa Interstate.
The village is named for Michel or Pierre Bureau. Their original surname was probably Belleau, but local aboriginals may have had difficulty pronouncing the “l” sound. One or both of the brothers ran a trading post near where Big Bureau Creek empties into the Illinois River from 1776 until 1780 or 1790.[8][9] A man named Buero, of mixed French and Native American descent, and possibly a descendant of one of the earlier Bureau brothers, was operating in this area as a fur trader in 1821.[10]