Bear Valley Springs, CA First Time Homebuyer
Hundreds of first time homebuyers across Bear Valley Springs, CA are ready for home ownership. Securing the right home loan doesn’t have to be hard, we have solutions for less than perfect credit and even those with little savings or down payment. To help first home buyers overcome challenges we offer more programs and the extra benefit of wholesale rates. We simplify the home buying challenges presented by 2024 Bear Valley Springs mortgage guidelines. Our mission is to get you approved and into your home with payments you can afford. Even if you think you won’t qualify, our highly trained specialists will work with you closely on an individual basis to:
- Review your finances to find a payment you can afford.
- Improve your credit score if needed to qualify.
- Obtain pre-approval to shop for the home of your dreams.
- Secure a loan and purchase your new home!
First Time Homebuyer Options
First time homebuyers in Bear Valley Springs, CA have so many options. With a CONVENTIONAL or FHA mortgage, borrowers can buy with as little as 3% down. For those who still lack the down payment check out our First Time Homebuyer Grant. For Veterans (VA loan) or those looking to buy in rural areas (USDA Loan) we have no money down options. New Alternative mortgage programs in 2024 give homebuyers the option to qualify even with bank statements. First time homebuyer experts are standing by near Bear Valley Springs, CA and ready to help. Connect with a licensed first time homebuyer specialist, ask questions, see if you qualify, and get free quotes. Call (888)416-0920
Mortgage Brokers near Bear Valley Springs, CA
When it comes to Bear Valley Springs, California home loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Bear Valley Springs Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between wholesale and retail mortgage rates call (888)416-0920. A Bear Valley Springs, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Bear Valley Springs can work with all types of credit scores.
Working around Credit Issues with Top Rated Specialists
The Bear Valley Springs home mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
Get on the Path to Home Ownership. We got your Back!
First Home Buyers Bear Valley Springs, CA
Get Pre-Qualified Now
First Homebuyer Benefits in Bear Valley Springs, CA
- Little to no money down
- Wholesale mortgage rates
- Bruised credit excepted
- Bankruptcies, Foreclosures, Short Sales Okay
- Grants for down payment
- Gift Funds Allowed
Find your First Home Loan near Bear Valley Springs, CA (888)416-0920.
Bear Valley Springs is a guarded-gate community in Kern County, California, United States. Bear Valley Springs is in the Tehachapi Mountains and is part of the greater Tehachapi area. The elevation ranges from 4,121 feet (1,256 m) to 6,934 feet (2,113 m) (Bear Mountain). The population fluctuates between a low during the winter months when snow is common, to a high in the summer months when its elevation keeps it much cooler than surrounding areas and major cities. The population was 5,172 at the 2010 census, up from 4,232 at the 2000 census. For statistical purposes, the United States Census Bureau has defined Bear Valley Springs as a census-designated place (CDP). The census definition of the area may not precisely correspond to local understanding of the area with the same name.
While the nation had pushed to the western coast, the land the Fickert family settled in 1869 was still isolated and remote. For centuries, it had been the realm of Native Americans. Over the years, after purchasing squatter’s rights to 160 acres (0.65 km2), the Fickerts expanded their holdings until, by the 1900s their ranch encompassed a vast region of 25,000 acres (100 km2).