Zion, IL FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Zion home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Zion since 1934. Simplified 2025 guidelines include easier qualifications with low down payments. Even better Zion consumers can keep their down payment in the bank with the help of the Zion FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Zion FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Zion, IL and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Zion, IL FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Zion Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Zion FHA wholesale and retail mortgage rates call (888)416-0920. A Zion, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Zion can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Zion FHA Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Zion, IL
Get Pre-Qualified Now
FHA Benefits in Zion, IL
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Zion, IL (888)416-0920.
Zion (Hebrew: צִיּוֹן Ṣîyōn, modern Tsiyyon; also transliterated Sion, Sayon, Syon, Tzion, Tsion) is a placename often used as a synonym for Jerusalem[2][3] as well as for the biblical Land of Israel as a whole. The word is first found in 2 Samuel 5:7 which dates from c. 630–540 BCE according to modern scholarship. It originally referred to a specific hill in Jerusalem (Mount Zion), located to the south of Mount Moriah (the Temple Mount). Mount Zion held a Jebusite fortress of the same name that was conquered by David and was re-named the City of David; see Names of Jerusalem. That specific hill (“mount”) is one of the many squat hills that form Jerusalem, which also includes Mount Moriah (the Temple Mount), the Mount of Olives, etc. Over many centuries, until as recently as the Ottoman era, the city walls of Jerusalem were rebuilt many times in new locations, so that the particular hill known as Mount Zion is no longer inside the city wall, but its location is now just outside the portion of the Old City wall forming the southern boundary of the Jewish Quarter of the current Old City. Most of the original City of David itself is thus also outside the current city wall.
The term Tzion came to designate the area of Davidic Jerusalem where the fortress stood, and was used as well as synecdoche for the entire city of Jerusalem; and later, when Solomon’s Temple was built on the adjacent Mount Moriah (which, as a result, came to be known as the Temple Mount) the meanings of the term Tzion were further extended by synecdoche to the additional meanings of the Temple itself, the hill upon which the Temple stood, the entire city of Jerusalem, the entire biblical Land of Israel, and “the World to Come”, the Jewish understanding of the afterlife.