West Sacramento, CA FHA Home Loans

FHA home loans continue to be a popular mortgage choice for West Sacramento, California home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like West Sacramento since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better West Sacramento consumers can keep their down payment in the bank with the help of the West Sacramento, CA FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.

West Sacramento FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near West Sacramento, CA and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to West Sacramento, CA FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, West Sacramento, CA Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between West Sacramento FHA wholesale and retail mortgage rates call (888)416-0920.  A West Sacramento, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in West Sacramento, CA can work with all types of credit scores.

Working with Top Rated FHA Specialists

The West Sacramento FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

Get on the Path to Refinancing. We got your Back!
FHA Home Loan in West Sacramento, CA
Get Pre-Qualified Now

    FHA Benefits in West Sacramento, CA

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near West Sacramento, CA (888)416-0920.

    Norma Alcala

    West Sacramento (also known as West Sac) is a city in Yolo County, California, United States. The city is separated from Sacramento by the Sacramento River, which also separates Sacramento and Yolo counties. It is a fast-growing community; the population was 48,744 at the 2010 census, up from 31,615 at the 2000 census. The traditional industrial center of the region since the Gold Rush era, West Sacramento is home to a diverse economy and is one of the area’s top four employment centers.

    Translate »