Washta, IA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Washta home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Washta since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Washta consumers can keep their down payment in the bank with the help of the Washta FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Washta FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Washta, IA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Washta, IA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Washta Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Washta FHA wholesale and retail mortgage rates call (888)416-0920. A Washta, IA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Washta can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Washta FHA Mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Washta, IA
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FHA Benefits in Washta, IA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Washta, IA (888)416-0920.
Washta is a city in Cherokee County, Iowa, United States. The population was 209 at the time of the 2020 census.[2] It is called “The Coldest Spot in Iowa”, recording a temperature of −47 °F (−44 °C) without wind chill on January 12, 1912.
Washta’s name dates back to 1868 when a local man named Whisman turned his farm into a trading post/mail stop for the freight train going from Correctionville, Iowa, to Cherokee, Iowa. He was asked to be the official postmaster for the area. When asked what the name of his town would be, he recalled an interesting encounter with two Native Americans the year before: While Whisman was out hunting, the two came upon him, removed his gun, looked at it, and handed it back while saying, Wash-tay, Wash-tay, meaning “good”. Changing the pronunciation slightly, Whisman decided he would call the town Washta.[3]