Valmeyer, IL FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Valmeyer home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Valmeyer since 1934. Simplified 2025 guidelines include easier qualifications with low down payments. Even better Valmeyer consumers can keep their down payment in the bank with the help of the Valmeyer FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Valmeyer FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Valmeyer, IL and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Valmeyer, IL FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Valmeyer Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Valmeyer FHA wholesale and retail mortgage rates call (888)416-0920. A Valmeyer, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Valmeyer can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Valmeyer FHA Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Valmeyer, IL
Get Pre-Qualified Now
FHA Benefits in Valmeyer, IL
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Valmeyer, IL (888)416-0920.
Valmeyer is a village in Monroe County in the U.S. state of Illinois, on the Mississippi River. The population was 1,263 at the 2010 census.
Valmeyer was named after a German immigrant who settled there, Val-Meyer, literally:”The valley of the Meyers”. Many of his relations and descendants live in the area to this day. The original site of the village in the American Bottom floodplain was inundated by the Great Flood of 1993 of the Mississippi River. After the flood receded, the village accepted federal government assistance to relocate to higher ground about 2 miles (3.2 km) to the east atop the bluffs, on the north side of the eponymous valley.