Valley Acres, CA FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Valley Acres, California home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Valley Acres since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better Valley Acres consumers can keep their down payment in the bank with the help of the Valley Acres, CA FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.

Valley Acres FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Valley Acres, CA and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Valley Acres, CA FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Valley Acres, CA Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Valley Acres FHA wholesale and retail mortgage rates call (888)416-0920.  A Valley Acres, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Valley Acres, CA can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Valley Acres FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

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FHA Home Loan in Valley Acres, CA
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    FHA Benefits in Valley Acres, CA

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Valley Acres, CA (888)416-0920.

    Valley Acres is a census-designated place (CDP) in Kern County, California, United States. Valley Acres is located 5.2 miles (8.4 km) north-northeast of Taft,[3] at an elevation of 420 feet (128.02 m).[2] The population was 527 at the 2010 census, up from 512 at the 2000 census.

    Valley Acres is located at 35°12′22″N 119°24′24″W / 35.20611°N 119.40667°W / 35.20611; -119.40667.[2]

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