Troy, IN FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Troy home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Troy since 1934.  Simplified 2025  guidelines include easier qualifications with low down payments.  Even better Troy consumers can keep their down payment in the bank with the help of the Troy  FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.  Troy FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Troy, IN and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Troy, IN FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Troy Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Troy FHA wholesale and retail mortgage rates call (888)416-0920.  A Troy, IN Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Troy can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Troy FHA Mortgage team is celebrating its 28th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

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FHA Home Loan in Troy, IN
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    FHA Benefits in Troy, IN

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Troy, IN (888)416-0920.

    Troy (Ancient Greek: Τροία, Troía, Ἴλιον, Ī́lion or Ἴλιος, Ī́lios; Latin: Troia and Īlium;[note 1] Hittite: 𒌷𒃾𒇻𒊭 Wilusa or 𒋫𒊒𒄿𒊭 Truwisa;[3][4] Turkish: Truva or Troya) was a city in the northwest of Asia Minor (modern Turkey), southwest of the Çanakkale Strait, south of the mouth of the Dardanelles and northwest of Mount Ida.[note 2] The location in the present day is the hill of Hisarlik and its immediate vicinity. In modern scholarly nomenclature, the Ridge of Troy (including Hisarlik) borders the Plain of Troy, flat agricultural land, which conducts the lower Scamander River to the strait. Troy was the setting of the Trojan War described in the Greek Epic Cycle, in particular in the Iliad, one of the two epic poems attributed to Homer. Metrical evidence from the Iliad and the Odyssey suggests that the name Ἴλιον (Ilion) formerly began with a digamma: Ϝίλιον (Wilion);[note 3] this is also supported by the Hittite name for what is thought to be the same city, Wilusa. According to archaeologist Manfred Korfmann, Troy’s location near the Aegean Sea, as well as the Sea of Marmara and the Black Sea, made it a hub for military activities and trade, and the chief site of a culture that Korfmann calls the “Maritime Troja Culture”, which extended over the region between these seas.[5]

    The city was destroyed at the end of the Bronze Age – a phase that is generally believed to represent the end of the Trojan War – and was abandoned or near-abandoned during the subsequent Dark Age. After this, the site acquired a new, Greek-speaking population, and the city became, along with the rest of Anatolia, a part of the Persian Empire. The Troad was then conquered by Alexander the Great, an admirer of Achilles, who he believed had the same type of glorious (but short-lived) destiny. After the Roman conquest of this now Hellenistic Greek-speaking world, a new capital called Ilium (from Greek: Ἴλιον, Ilion) was founded on the site in the reign of the Roman Emperor Augustus. It flourished until the establishment of Constantinople, became a bishopric, was abandoned, repopulated for a few centuries in the Byzantine era, before being abandoned again (although it has remained a titular see of the Catholic Church).

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