Troy, IL FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Troy home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Troy since 1934. Simplified 2025 guidelines include easier qualifications with low down payments. Even better Troy consumers can keep their down payment in the bank with the help of the Troy FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Troy FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Troy, IL and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Troy, IL FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Troy Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Troy FHA wholesale and retail mortgage rates call (888)416-0920. A Troy, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Troy can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Troy FHA Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Troy, IL
Get Pre-Qualified Now
FHA Benefits in Troy, IL
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Troy, IL (888)416-0920.
Troy (Ancient Greek: Τροία, Troia or Τροίας, Troias and Ἴλιον, Ilion or Ἴλιος, Ilios; Latin: Troia and Ilium;[note 1] Hittite: Wilusha or Truwisha;[1][2] Turkish: Truva or Troya) was a city in the far northwest of the region known in late Classical antiquity as Asia Minor, now known as Anatolia in modern Turkey, just south of the southwest mouth of the Dardanelles strait and northwest of Mount Ida. The present-day location is known as Hisarlik. It was the setting of the Trojan War described in the Greek Epic Cycle, in particular in the Iliad, one of the two epic poems attributed to Homer. Metrical evidence from the Iliad and the Odyssey suggests that the name Ἴλιον (Ilion) formerly began with a digamma: Ϝίλιον (Wilion); this is also supported by the Hittite name for what is thought to be the same city, Wilusa.
A new capital called Ilium (from Greek: Ἴλιον, Ilion) was founded on the site in the reign of the Roman Emperor Augustus. It flourished until the establishment of Constantinople, became a bishopric and declined gradually in the Byzantine era, but is now a Latin Catholic titular see.