Tracy City, TN FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Tracy City, TN home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Tracy City since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better Tracy City consumers can keep their down payment in the bank with the help of the Tracy City, TN FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.  Tracy City FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Tracy City, TN and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Tracy City, TN FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Tracy City, TN Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Tracy City FHA wholesale and retail mortgage rates call (888)416-0920.  A Tracy City, TN Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Tracy City, TN can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Tracy City FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

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FHA Home Loan in Tracy City, TN
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    FHA Benefits in Tracy City, TN

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Tracy City, TN (888)416-0920.

    Tracy City is a town in Grundy County, Tennessee, United States. Incorporated in 1915,[6] the population was 1,481 at the 2010 census. Named after financier Samuel Franklin Tracy, the city developed out of railroad and mining interests after coal was found in 1840.[1] In 2010 the people of Tracy City elected a dead man, Carl Robin Geary, as mayor.[7]

    In 1840 local boys digging a groundhog out of the ground discovered coal. In the early 1870s Tracy City an experimental blast furnace was built by Samuel Jones and owned by the Tennessee Coal, Iron and Railroad Company. The furnace, called “Fiery Gizzard”, was built to see if local coal would be used to produce iron. The furnace made 15 tons of iron before the stovepipe fell on the third day. The former location of the furnace is marked with a historical marker.[6] The coke ovens at Tracy City supplied railroad and industrial fuel and workers and their families moved into the area in great numbers from 1875 until 1900. By 1910 the industry faded due to problems invoked by labor unions and convict labor.[9] Tracy City is also home to the oldest family bakery in Tennessee, Dutch Maid Bakery.[6] In 1987 the coke ovens were placed on the National Register of Historic Places.[10] Tracy City was incorporated in 1915.[6]

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