Tomball, TX FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Tomball, TX home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Tomball since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Tomball consumers can keep their down payment in the bank with the help of the Tomball, TX FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Tomball FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Tomball, TX and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Tomball, TX FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Tomball, TX Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Tomball FHA wholesale and retail mortgage rates call (888)416-0920. A Tomball, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Tomball, TX can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Tomball FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Tomball, TX
Get Pre-Qualified Now
FHA Benefits in Tomball, TX
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Tomball, TX (888)416-0920.
Tomball (/ˈtɒmbɔːl/ TOM-bawl) is a city in Harris County in the U.S. state of Texas, a part of the Houston metropolitan area. The population was 12,341 at the 2020 U.S. census.[5][6] In 1907, the community of Peck was renamed Tomball for local congressman Thomas Henry Ball, who had a major role in the development of the Port of Houston.[7]
Settlement began in the Tomball area in the early 19th century, where settlers found an open, fertile land that received adequate rainfall—perfect conditions for farming and raising cattle. It was on a land granted in 1838 to William Hurd’s heirs. In 1906 the area began to boom. Railroad line engineers often noticed that the Tomball area was on the boundary between the low hills of Texas and the flat coastal plains of the Gulf, making it an ideal location for a train stop. The railroad could load more cargo on each car, because the topography gently sloped toward the Galveston ports and provided an easier downhill coast. Thomas Henry Ball, an attorney for the Trinity and Brazos Valley Railroad, convinced the railroad to run the line right through downtown Tomball. Soon after, people came in droves to this new train stop. Hotels, boarding houses, saloons, and mercantile stores all began to spring up in the area. At first, people called the area Peck, after a chief civil engineer of the railroad line. However, on December 2, 1907, the town was officially named Tom Ball, later to be shortened to one word, for Mr. Ball.[8][9]