
Sun River Terrace, IL FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Sun River Terrace home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Sun River Terrace since 1934. Simplified 2025 guidelines include easier qualifications with low down payments. Even better Sun River Terrace consumers can keep their down payment in the bank with the help of the Sun River Terrace FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Sun River Terrace FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Sun River Terrace, IL and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Sun River Terrace, IL FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Sun River Terrace Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Sun River Terrace FHA wholesale and retail mortgage rates call (888)416-0920. A Sun River Terrace, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Sun River Terrace can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Sun River Terrace FHA Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
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FHA Home Loan in Sun River Terrace, IL

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FHA Benefits in Sun River Terrace, IL
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Sun River Terrace, IL (888)416-0920.
Sun River Terrace is a village in Kankakee County, Illinois, United States. The population was 528 at the 2010 census,[3] up from 383 at the 2000 census. It is included in the Kankakee-Bradley, Illinois Metropolitan Statistical Area.
Sun River Terrace is located in eastern Kankakee County at 41°07′35″N 87°44′05″W / 41.126508°N 87.734638°W / 41.126508; -87.734638.[4] It sits on the southeast side of the Kankakee River, with Illinois Route 17 running along the southern boundary of the village. Kankakee, the county seat, is 6 miles (10 km) to the west, and Momence is the same distance to the northeast.