South Lake Tahoe, CA FHA Home Loans

FHA home loans continue to be a popular mortgage choice for South Lake Tahoe, California home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like South Lake Tahoe since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better South Lake Tahoe consumers can keep their down payment in the bank with the help of the South Lake Tahoe, CA FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.

South Lake Tahoe FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near South Lake Tahoe, CA and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to South Lake Tahoe, CA FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, South Lake Tahoe, CA Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between South Lake Tahoe FHA wholesale and retail mortgage rates call (888)416-0920.  A South Lake Tahoe, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in South Lake Tahoe, CA can work with all types of credit scores.

Working with Top Rated FHA Specialists

The South Lake Tahoe FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

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FHA Home Loan in South Lake Tahoe, CA
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    FHA Benefits in South Lake Tahoe, CA

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near South Lake Tahoe, CA (888)416-0920.

    South Lake Tahoe is the most populous city in El Dorado County, California, United States, in the Sierra Nevada. The city’s population was 21,330 at the 2020 census, down from 21,403 at the 2010 census. The city, along the southern edge of Lake Tahoe, extends about 5 miles (8 km) west-southwest along U.S. Route 50, also known as Lake Tahoe Boulevard. The east end of the city, on the California–Nevada state line right next to the town of Stateline, Nevada, is mainly geared towards tourism, with T-shirt shops, restaurants, hotels, and Heavenly Mountain Resort with the Nevada casinos just across the state line in Stateline. The western end of town is mainly residential, and clusters around “The Y”, the X-shaped intersection of US 50, State Route 89, and the continuation of Lake Tahoe Boulevard after it loses its federal highway designation.

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