Smyer, TX FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Smyer, TX home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Smyer since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better Smyer consumers can keep their down payment in the bank with the help of the Smyer, TX FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.  Smyer FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Smyer, TX and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Smyer, TX FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Smyer, TX Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Smyer FHA wholesale and retail mortgage rates call (888)416-0920.  A Smyer, TX Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Smyer, TX can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Smyer FHA Mortgage team is celebrating its 26th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

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FHA Home Loan in Smyer, TX
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    FHA Benefits in Smyer, TX

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Smyer, TX (888)416-0920.

    Smyer is a town in Hockley County, Texas, United States. It was founded in 1917 and platted official in 1925. The population was 474 at the 2010 census.[4]

    In 1902, Isaac L. Ellwood acquired 262,000 acres (1,060 km2) in Hockley and Lamb Counties and formed the Spade Ranch.[5] The ranch, located deep within the heart of the Llano Estacado, was 10 mi (16 km) wide by 54 mi (87 km) long. The ranch’s main headquarters were located in southeastern Lamb County, and the south pasture operations were headed up in eastern Hockley County, near present-day Smyer. The town of Smyer was founded in 1917, when William L. Ellwood began selling portions of the Spade Ranch to farmers. The town was platted in 1925 and named after Clinton E. Smyer, a Santa Fe Railroad division superintendent.[5] Clinton E. Smyer managed the school of Smyer and planned on building a high school in later 1936, but soon left other plans to future employees and persons. The school has been modded after some time to assure it’s stability

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