Santa Paula, CA FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Santa Paula, California home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Santa Paula since 1934.  Simplified 2022  guidelines include easier qualifications with low down payments.  Even better Santa Paula consumers can keep their down payment in the bank with the help of the Santa Paula, CA FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.

Santa Paula FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Santa Paula, CA and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Santa Paula, CA FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Santa Paula, CA Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Santa Paula FHA wholesale and retail mortgage rates call (888)416-0920.  A Santa Paula, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Santa Paula, CA can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Santa Paula FHA Mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

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FHA Home Loan in Santa Paula, CA
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    FHA Benefits in Santa Paula, CA

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Santa Paula, CA (888)416-0920.

    Santa Paula (Spanish for “St. Paula”) is a city in Ventura County, California, United States. Situated amid the orchards of the Santa Clara River Valley, the city advertises itself to tourists as the “Citrus Capital of the World”.[11] Santa Paula was one of the early centers of California’s petroleum industry. The Union Oil Company Building, the founding headquarters of the Union Oil Company of California in 1890, now houses the California Oil Museum.[11] The population was 30,657 at the 2020 census, up from 29,321 at the 2010 census.