Saginaw, TX FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Saginaw, TX home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Saginaw since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Saginaw consumers can keep their down payment in the bank with the help of the Saginaw, TX FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Saginaw FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Saginaw, TX and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Saginaw, TX FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Saginaw, TX Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Saginaw FHA wholesale and retail mortgage rates call (888)416-0920. A Saginaw, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Saginaw, TX can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Saginaw FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Saginaw, TX
Get Pre-Qualified Now
FHA Benefits in Saginaw, TX
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Saginaw, TX (888)416-0920.
Saginaw (/ˈsæɡɪnɔː/) is a city in the U.S. state of Michigan and the seat of Saginaw County.[4] The city of Saginaw and Saginaw County are both in the area known as Mid-Michigan. Saginaw is adjacent to Saginaw Charter Township and considered part of Greater Tri-Cities region of Central Michigan. The Saginaw County MSA had a population of 190,124 in 2020. The city is also the largest municipality in the Saginaw, Midland, and Bay City Metropolitan Area, with a combined population of 377,474 in the combined statistical area in 2020. The city proper had a population of 44,202 at the 2020 census.[5]
Saginaw was a thriving lumber town in the 19th century and an important industrial city and manufacturing center throughout much of the 20th century.[6] During the late 20th century, its industry and strong manufacturing presence declined, leading to increased unemployment, crime, and a population decline.[7] Neighboring communities, such as Saginaw Charter Township, saw subsequent population increases while the city itself is projected to return to normal population growth after the decades-long structural changes to the economy.[8]