Rio Linda, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Rio Linda, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Rio Linda since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Rio Linda consumers can keep their down payment in the bank with the help of the Rio Linda, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Rio Linda FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Rio Linda, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Rio Linda, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Rio Linda, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Rio Linda FHA wholesale and retail mortgage rates call (888)416-0920. A Rio Linda, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Rio Linda, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Rio Linda FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Rio Linda, CA
Get Pre-Qualified Now
FHA Benefits in Rio Linda, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Rio Linda, CA (888)416-0920.
Rio Linda (Spanish: Río Linda, meaning “Pretty River”) is a census-designated place (CDP) in Sacramento County, California. It is part of the Sacramento metropolitan area. As of the 2010 census, the CDP population was 15,106, up from 10,466 at the time of the 2000 census.
The Rio Linda/Elverta community is located on part of the Rancho Del Paso Mexican land grant of 1844. In 1910, a Fruit Land Company of Minneapolis acquired 12,000 acres (49 km2) of the Grant and in 1912 the area was subdivided. Renamed Rio Linda in 1913, it was known as ‘Dry Creek Station’, a flag stop for the Northern Electric Railroad, renamed the Sacramento Northern Railway after joining the San Francisco–Sacramento system to improve service the Sacramento Valley. Two families settled in Rio Linda by 1912, three more arrived in 1913, and nine more in 1914. By 1918, approximately fifty families in the community, mostly of Scandinavian and German descent. By 1920, poultry farming had proved to be feasible in the area which was advertised throughout several Eastern states during the 1920s. the Sacramento Northern Railway stopped commuter services in 1940 redirecting focus to freight in the wake of World War II. An association was formed between Rio Linda and Elverta in 1942 as the area became more well known for its excellent poultry production.[2] Steady growth throughout the second half of the 1900s aided by its proximity to the Sacramento metropolitan area and an urban exodus known as white flight from the early-1950s to the mid-1960s.[3]