Rancho Mirage, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Rancho Mirage, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Rancho Mirage since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Rancho Mirage consumers can keep their down payment in the bank with the help of the Rancho Mirage, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Rancho Mirage FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Rancho Mirage, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Rancho Mirage, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Rancho Mirage, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Rancho Mirage FHA wholesale and retail mortgage rates call (888)416-0920. A Rancho Mirage, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Rancho Mirage, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Rancho Mirage FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Rancho Mirage, CA
Get Pre-Qualified Now
FHA Benefits in Rancho Mirage, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Rancho Mirage, CA (888)416-0920.
Rancho Mirage is a city in Riverside County, California, United States. The population was 17,218 at the 2010 census, up from 13,249 at the 2000 census, but the seasonal (part-time) population can exceed 20,000. Incorporated in 1973 and located between Cathedral City and Palm Desert, it is one of the nine cities of the Coachella Valley (Palm Springs area).[6]
It is home to and has been home to a number of celebrities, including Don Sutton, Frank Sinatra, Dean Martin, Bing Crosby, Sammy Davis Jr., Lucille Ball, Bob Hope, Billie Dove and Gerald and Betty Ford.[7][8] It is a low-density desert-resort community with resorts, golf courses, and country clubs in the Coachella Valley within the Colorado Desert section of the Sonoran Desert.[9][10] It is nestled along the foothills of the Santa Rosa Mountains in the south and is located between the cities of Palm Springs and Palm Desert. It is adjacent to Cathedral City, Palm Desert, and Unincorporated Thousand Palms.[11][12]