Prattville, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Prattville, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Prattville since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Prattville consumers can keep their down payment in the bank with the help of the Prattville, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Prattville FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Prattville, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Prattville, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Prattville, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Prattville FHA wholesale and retail mortgage rates call (888)416-0920. A Prattville, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Prattville, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Prattville FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Prattville, CA
Get Pre-Qualified Now
FHA Benefits in Prattville, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Prattville, CA (888)416-0920.
Prattville is a city located within both Autauga and Elmore counties in the State of Alabama but serves as the county seat of Autauga County. As of the 2020 census, the population of the city was 37,781. Nicknamed “The Fountain City” due to the many artesian wells in the area, Prattville is part of the Montgomery metropolitan statistical area.
Prattville was founded in 1839 by industrialist and architect Daniel Pratt. The area was largely inhabited by Native Americans and a few settlers when Pratt, a native of Temple, New Hampshire, first observed the Autauga Creek in the 1830s. He purchased approximately 1,000 acres (4.0 km2) from Joseph May at $21.00 an acre, and set out to build his manufacturing facilities and the town along the banks of Autauga Creek. The location was chosen because the creek could supply power to the cotton gin manufacturing equipment. The town became an industrial center and rapidly grew. In 1868, it was named the county seat for Autauga County.[2]