Pontiac, IL FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Pontiac home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Pontiac since 1934. Simplified 2025 guidelines include easier qualifications with low down payments. Even better Pontiac consumers can keep their down payment in the bank with the help of the Pontiac FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Pontiac FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Pontiac, IL and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Pontiac, IL FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Pontiac Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Pontiac FHA wholesale and retail mortgage rates call (888)416-0920. A Pontiac, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Pontiac can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Pontiac FHA Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Pontiac, IL
Get Pre-Qualified Now
FHA Benefits in Pontiac, IL
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Pontiac, IL (888)416-0920.
Pontiac was a car brand that was owned, made, and sold by General Motors. Introduced as a companion make for GM’s more expensive line of Oakland automobiles,[1] Pontiac overtook Oakland in popularity and supplanted its parent brand entirely by 1933.
Sold in the United States, Canada, and Mexico by GM, Pontiac was advertised as the performance division of General Motors from the 1960s onward.[2] In the hierarchy of GM’s five divisions, it slotted above Chevrolet, but below Oldsmobile, Buick and Cadillac.