Point Arena, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Point Arena, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Point Arena since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Point Arena consumers can keep their down payment in the bank with the help of the Point Arena, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Point Arena FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Point Arena, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Point Arena, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Point Arena, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Point Arena FHA wholesale and retail mortgage rates call (888)416-0920. A Point Arena, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Point Arena, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Point Arena FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Point Arena, CA
Get Pre-Qualified Now
FHA Benefits in Point Arena, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Point Arena, CA (888)416-0920.
Point Arena, formerly known as Punta Arena (Spanish for “Point Sand”)[3] is a small coastal city in Mendocino County, California, United States. Point Arena is located 32 miles (51 km) west of Hopland,[5] at an elevation of 118 feet (36 m).[3] The population was 460 at the 2020 census,[4] making it one of the smallest incorporated cities in the state.
Its main street is part of State Route 1, California’s coastal artery. Along with a number of other Mendocino County coastal communities, Point Arena was associated with the hippie and subsequent counterculture groups. The economy is largely geared toward serving the summertime tourist industry. The city is near the headquarters of the tribal lands of the Manchester Band of Pomo Indians of the Manchester Rancheria and adjacent to the recently formed Point Arena-Stornetta Public Lands National Monument. Hiking trails with coastal prairie and ocean views can be accessed from Point Arena City Hall. At Arena Cove Historic District and pier, huge oceanfront bluffs show the power of the interface of tectonic plates.