Pittsfield, IL FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Pittsfield home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Pittsfield since 1934. Simplified 2025 guidelines include easier qualifications with low down payments. Even better Pittsfield consumers can keep their down payment in the bank with the help of the Pittsfield FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Pittsfield FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Pittsfield, IL and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Pittsfield, IL FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Pittsfield Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Pittsfield FHA wholesale and retail mortgage rates call (888)416-0920. A Pittsfield, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Pittsfield can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Pittsfield FHA Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Pittsfield, IL
Get Pre-Qualified Now
FHA Benefits in Pittsfield, IL
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Pittsfield, IL (888)416-0920.
Pittsfield is the largest city and the historic county seat of Berkshire County,[2] Massachusetts, United States. It is the principal city of the Pittsfield, Massachusetts Metropolitan Statistical Area which encompasses all of Berkshire County. The population was 44,737 at the 2010 census.[3] Although the population has declined in recent decades, Pittsfield remains the third largest municipality in western Massachusetts, behind only Springfield and Chicopee.
In 2005, Farmers Insurance ranked Pittsfield 20th in the United States as “Most Secure Place To Live” among small towns with fewer than 150,000 residents.[4] In 2006, Forbes ranked Pittsfield as number 61 in its list of Best Small Places for Business.[5] In 2008, Country Home magazine ranked Pittsfield as #24 in a listing of “green cities” east of the Mississippi.[6] In 2009, the City of Pittsfield was chosen to receive a 2009 Commonwealth Award, Massachusetts’ highest award in the arts, humanities, and sciences.[7] In 2010, the Financial Times proclaimed Pittsfield the “Brooklyn of the Berkshires”, in an article covering its recent renaissance.[8]