Pharr, TX FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Pharr, TX home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Pharr since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Pharr consumers can keep their down payment in the bank with the help of the Pharr, TX FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Pharr FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Pharr, TX and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Pharr, TX FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Pharr, TX Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Pharr FHA wholesale and retail mortgage rates call (888)416-0920. A Pharr, TX Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Pharr, TX can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Pharr FHA Mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Pharr, TX
Get Pre-Qualified Now
FHA Benefits in Pharr, TX
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Pharr, TX (888)416-0920.
Pharr is a city in Hidalgo County, Texas, United States. As of the 2010 census, the city population was 70,400,[6] and in 2019, the estimated population was 79,112.[7] Pharr is connected by bridge to the Mexican city of Reynosa, Tamaulipas. Pharr is part of the McAllen–Edinburg–Mission and Reynosa–McAllen metropolitan areas.
Pharr is located in southern Hidalgo County at 26°12′23″N 98°11′7″W / 26.20639°N 98.18528°W / 26.20639; -98.18528 (26.206334, –98.185174).[8] It is bordered to the west by the city of McAllen, to the north by Edinburg, the county seat, to the east by San Juan, and to the southwest by Hidalgo. The Pharr city limits extend south in a narrow band to the Rio Grande and the Pharr–Reynosa International Bridge into Mexico.