Palm Desert, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Palm Desert, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Palm Desert since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Palm Desert consumers can keep their down payment in the bank with the help of the Palm Desert, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Palm Desert FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Palm Desert, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Palm Desert, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Palm Desert, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Palm Desert FHA wholesale and retail mortgage rates call (888)416-0920. A Palm Desert, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Palm Desert, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Palm Desert FHA Mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Palm Desert, CA
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FHA Benefits in Palm Desert, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Palm Desert, CA (888)416-0920.
Palm Desert is a city in Riverside County, California, United States, in the Coachella Valley, approximately 14 miles (23 km) east of Palm Springs, 121 miles (195 km) northeast of San Diego and 122 miles (196 km) east of Los Angeles. The population was 48,445 at the 2010 census. The city has been one of the state’s fastest growing since 1980, when its population was 11,801.