Palatine, IL FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Palatine home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Palatine since 1934. Simplified 2025 guidelines include easier qualifications with low down payments. Even better Palatine consumers can keep their down payment in the bank with the help of the Palatine FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Palatine FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Palatine, IL and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Palatine, IL FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Palatine Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Palatine FHA wholesale and retail mortgage rates call (888)416-0920. A Palatine, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Palatine can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Palatine FHA Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Palatine, IL
Get Pre-Qualified Now
FHA Benefits in Palatine, IL
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Palatine, IL (888)416-0920.
A palatine or palatinus (in Latin; plural palatini; cf. derivative spellings below) is a high-level official attached to imperial or royal courts in Europe since Roman times.[1] The term palatinus was first used in Ancient Rome for chamberlains of the Emperor due to their association with the Palatine Hill.[2] The imperial palace guard, after the rise of Constantine I, were also called the Scholae Palatinae for the same reason. In the Early Middle Ages the title became attached to courts beyond the imperial one; one of the highest level of officials in the papal administration were called the judices palatini. Later the Merovingian and Carolingian dynasties had counts palatine, as did the Holy Roman Empire. Related titles were used in Hungary, Poland, Lithuania, the German Empire, and the Duchy of Burgundy, while England, Ireland, and parts of British North America referred to rulers of counties palatine as palatines.[1]
The different spellings originate from the different languages that used the title throughout the ages (a phenomenon called lenition). The word “palatine” evolved from the Latin word palatinus, asserting a connection to the Palatine Hill, where the house of the Roman emperor was situated since Augustus (hence “palace”).[3] The meaning of the term hardly changed, since Latin was the dominant language in medieval writing. But its spelling slightly changed in European languages: Latin palatinus, plural palatini was still an office in Merovingian times, today referred to as the Count Palatine. The word became in French palaisin, and with the Norman dynasty entered the English language as palatine. The word paladin, referring to one of the legendary Twelve Peers of Charlemagne in the Matter of France, is also related.[4]