Ovilla, TX FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Ovilla, TX home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Ovilla since 1934.  Simplified 2022  guidelines include easier qualifications with low down payments.  Even better Ovilla consumers can keep their down payment in the bank with the help of the Ovilla, TX FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.  Ovilla FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Ovilla, TX and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Ovilla, TX FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Ovilla, TX Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Ovilla FHA wholesale and retail mortgage rates call (888)416-0920.  A Ovilla, TX Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Ovilla, TX can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Ovilla FHA Mortgage team is celebrating its 25th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Ovilla, TX
Get Pre-Qualified Now

    FHA Benefits in Ovilla, TX

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Ovilla, TX (888)416-0920.

    Ovilla is a city in Dallas and Ellis Counties in the U.S. state of Texas. The population was 3,492 at the 2010 census.[5]

    Ovilla, on upper Red Oak Creek in northern Ellis County, is the oldest town in the county. It began in 1844 as a fortified settlement known as McNamara’s to repel Indian incursions. James McNamara arrived in 1843 with his new wife, Joanna (Hale) McNamara as the first Peters Colony settlers of this area for which they received 640 acres that made up the beginning of the locale that was later to be called ‘Shiloh’ for a nearby creek and a newly formed church. The McNamaras arrived with other Peters colonists: the Billingsleys; Mrs. McNamara’s family, the McCommas’s; and James Sterrett (Mrs. McNamara’s brother-in-law, who established Sterrett, Texas). The marriage of James Sterrett to Clarinda (Hale) Squires of 7 Jul 1844 was the first marriage to be performed here within the future boundaries of Ellis County, which was still within old Robertson County at the time. James McNamara served as sergeant in Smith’s Company of Texas Mounted Volunteers during the War with Mexico in 1846–1847 along with his brother-in-law, James Sterrett. The little village grew as other Peters Colony settlers arrived in the area to attend brush arbor meetings of the Shiloh Cumberland Presbyterian Church, which was started by Rev. Finis E. King in 1847. James McNamara died in New Orleans 5 May 1852, and his widow liquified his assets and left Texas for the gold fields in Tuolumne County, California, with all of her remaining maternal family members.