Oldsmar, FL FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Oldsmar, FL home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Oldsmar since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Oldsmar consumers can keep their down payment in the bank with the help of the Oldsmar FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Oldsmar FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Oldsmar, FL and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Oldsmar, FL FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Oldsmar Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Oldsmar, FL FHA wholesale and retail mortgage rates call (888)416-0920. A Oldsmar, FL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Oldsmar can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Oldsmar FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Oldsmar, FL
Get Pre-Qualified Now
FHA Benefits in Oldsmar, FL
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Oldsmar, FL (888)416-0920.
Oldsmar is a city in Pinellas County, Florida, United States. As of the 2010 census, the city had a population of 13,591.[5] The Oldsmar name dates to April 12, 1916 when automobile pioneer Ransom E. Olds purchased 37,541 acres (151.92 km2) of land by the northern part of Tampa Bay to establish “R. E. Olds-on-the-Bay”. The name was later changed to Oldsmar, then to “Tampa Shores” in 1927, and finally back to Oldsmar in 1937. Ransom Olds named some of the original streets himself, such as Gim Gong Road for Lue Gim Gong.[6]
Oldsmar includes several parks along Tampa Bay, historic bungalows, a downtown, and a commercial area along West Hillsborough Avenue. The historical society operates a museum in Oldsmar, and the city erected a new library in 2008.