Neptune Beach, FL FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Neptune Beach, FL home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Neptune Beach since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Neptune Beach consumers can keep their down payment in the bank with the help of the Neptune Beach FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Neptune Beach FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Neptune Beach, FL and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Neptune Beach, FL FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Neptune Beach Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Neptune Beach, FL FHA wholesale and retail mortgage rates call (888)416-0920. A Neptune Beach, FL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Neptune Beach can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Neptune Beach FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Neptune Beach, FL
Get Pre-Qualified Now
FHA Benefits in Neptune Beach, FL
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Neptune Beach, FL (888)416-0920.
Neptune Beach is a beachfront city east of Jacksonville in Duval County, Florida, United States. When the majority of Duval County communities consolidated with Jacksonville in 1968, Neptune Beach, along with Jacksonville Beach, Atlantic Beach and Baldwin remained quasi-independent. Like those other towns, it maintains its own municipal government but its residents vote in the Jacksonville mayoral election and are represented on the Jacksonville city council. The population was 7,037 at the 2010 census.[5] Neptune Beach is part of the Jacksonville Beaches community.
Neptune Beach was originally part of Jacksonville Beach. Through its development, the part of Jacksonville Beach north of 20th Avenue North was sparsely populated, with a brick road (First Street) connecting the more populated southern area with Atlantic Beach. The name “Neptune Beach” originated in 1922 with Dan G. Wheeler, one of the few residents. Wheeler had a home at what is now One Ocean Hotel (now in Atlantic Beach), and had to walk all the way home from Mayport each evening after taking the Florida East Coast Railway train home from work in Jacksonville. A friend who worked for the railroad informed Wheeler that if he had a station, the train would have to stop for him, so Wheeler built his own train station near his home and named it Neptune.