Mount Carroll, IL FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Mount Carroll home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Mount Carroll since 1934. Simplified 2025 guidelines include easier qualifications with low down payments. Even better Mount Carroll consumers can keep their down payment in the bank with the help of the Mount Carroll FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Mount Carroll FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Mount Carroll, IL and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Mount Carroll, IL FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Mount Carroll Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Mount Carroll FHA wholesale and retail mortgage rates call (888)416-0920. A Mount Carroll, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Mount Carroll can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Mount Carroll FHA Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Mount Carroll, IL
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FHA Benefits in Mount Carroll, IL
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Mount Carroll, IL (888)416-0920.
Mount Carroll is a city in Carroll County, Illinois, United States. It is the Carroll County seat. The population was 1,717 at the 2010 census.[4]
Due to its elevation and northwesterly location, Mount Carroll is subject to unusually cold winter weather. From 1930 to 1999, Mount Carroll held the record for the lowest temperature ever recorded in Illinois, −35 °F (−37 °C), recorded on January 22, 1930.[5] The record was beaten by Congerville in 1999, by one degree. 20 years later on Thursday, January 31st, 2019, Mount Carroll regained the title of coldest city in Illinois when a new Illinois state record low temperature of -38 degrees Fahrenheit (-39 degrees Celsius) was officially recorded.