Monticello, IN FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Monticello home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Monticello since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Monticello consumers can keep their down payment in the bank with the help of the Monticello FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Monticello FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Monticello, IN and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Monticello, IN FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Monticello Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Monticello FHA wholesale and retail mortgage rates call (888)416-0920. A Monticello, IN Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Monticello can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Monticello FHA Mortgage team is celebrating its 27th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Monticello, IN
Get Pre-Qualified Now
FHA Benefits in Monticello, IN
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Monticello, IN (888)416-0920.
Monticello (/ˌmɒntɪˈtʃɛloʊ, -ˈsɛloʊ/ MON-tih-CHEL-oh, -SEL-oh) was the primary plantation of Thomas Jefferson, the third president of the United States, who began designing Monticello after inheriting land from his father at age 26. Located just outside Charlottesville, Virginia, in the Piedmont region, the plantation was originally 5,000 acres (20 km2), with Jefferson using the labor of enslaved African people for extensive cultivation of tobacco and mixed crops, later shifting from tobacco cultivation to wheat in response to changing markets. Due to its architectural and historic significance, the property has been designated a National Historic Landmark. In 1987, Monticello and the nearby University of Virginia, also designed by Jefferson, were together designated a UNESCO World Heritage Site. The current nickel, a United States coin, features a depiction of Monticello on its reverse side.