Mira Monte, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Mira Monte, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Mira Monte since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Mira Monte consumers can keep their down payment in the bank with the help of the Mira Monte, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Mira Monte FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Mira Monte, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Mira Monte, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Mira Monte, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Mira Monte FHA wholesale and retail mortgage rates call (888)416-0920. A Mira Monte, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Mira Monte, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Mira Monte FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Mira Monte, CA
Get Pre-Qualified Now
FHA Benefits in Mira Monte, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Mira Monte, CA (888)416-0920.
Mira Monte (/ˌmɪərə ˈmɒnti/ (listen); Spanish for “Mountain View”) is a rural community in Ventura County, California, United States. Mira Monte is located in between the communities of Oak View, Meiners Oaks, and southwest of the City of Ojai, California. For statistical purposes, the United States Census Bureau has defined Mira Monte as a census-designated place (CDP). The census definition of the area may not precisely correspond to local understanding of the area with the same name.[6] According to the 2020 census, the population of Mira Monte is 6,618, down from 6,845 at the 2010 census.
The Ventura River forms the western boundary of the community with the base of Sulfur mountain running along the east boundary.[7] California State Route 33 and Route 150 bisect the community. Mira Monte was served by the Ventura and Ojai Valley Railroad from 1898 to 1969.[8]