Los Gatos, CA FHA Home Loans

FHA home loans continue to be a popular mortgage choice for Los Gatos, California home buyers and those looking to refinance.  In fact the FHA has been helping people own homes in cities like Los Gatos since 1934.  Simplified 2024  guidelines include easier qualifications with low down payments.  Even better Los Gatos consumers can keep their down payment in the bank with the help of the Los Gatos, CA FHA home buyer grant.  Credit scores will play a major factor in determining if and what FHA program will be available to you.

Los Gatos FHA quotes are always free, get started by calling (888)416-0920.  FHA experts are standing by near Los Gatos, CA and ready to help.  Connect with a licensed home FHA specialist, ask questions and find out if you qualify.

  • 560 FICO – 10% Down
  • 580 FICO – 3.5% Down – Call to Check Grant Eligibility
  • 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
  • Gift funds can be used on FHA transactions if needed.

Mortgage Brokers offer Lower FHA Rates and Costs

When it comes to Los Gatos, CA FHA loans, Mortgage Brokers have more options.  Regardless of what a consumer thinks, Los Gatos, CA Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between Los Gatos FHA wholesale and retail mortgage rates call (888)416-0920.  A Los Gatos, CA Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Mortgage Brokers in Los Gatos, CA can work with all types of credit scores.

Working with Top Rated FHA Specialists

The Los Gatos FHA Mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.

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FHA Home Loan in Los Gatos, CA
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    FHA Benefits in Los Gatos, CA

    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • FHA Grants for Down Payment
    • Gift Funds Allowed

    Find your FHA Mortgage near Los Gatos, CA (888)416-0920.

    Los Gatos (US: /loʊs ˈɡɑːtoʊs, lɔːs -/,[7] Spanish: [los ˈɣatos]; Spanish for ‘The Cats’) is an incorporated town in Santa Clara County, California, United States. The population is 33,529 according to the 2020 census.[8] It is located in the San Francisco Bay Area just southwest of San Jose in the foothills of the Santa Cruz Mountains. Los Gatos is part of Silicon Valley, with several high technology companies maintaining a presence there. Notably, Netflix, the streaming service and content creator, is headquartered in Los Gatos and has developed a large presence in the area.

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