Lake Isabella, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Lake Isabella, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Lake Isabella since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better Lake Isabella consumers can keep their down payment in the bank with the help of the Lake Isabella, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
Lake Isabella FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Lake Isabella, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Lake Isabella, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Lake Isabella, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Lake Isabella FHA wholesale and retail mortgage rates call (888)416-0920. A Lake Isabella, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Lake Isabella, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Lake Isabella FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Lake Isabella, CA
Get Pre-Qualified Now
FHA Benefits in Lake Isabella, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Lake Isabella, CA (888)416-0920.
Lake Isabella also called Isabella Lake,[1][2] is a reservoir in Kern County, California, United States created by the earthen Isabella Dam. It was formed in 1953 when the U.S. Army Corps of Engineers dammed the Kern River at the junction of its two forks. At 11,000 acres (4,500 ha), it is one of the larger reservoirs in California. The area is in the southern end of the Sierra Nevada range and the lake itself is located in low mountains at an elevation of approximately 2,500 ft (760 m) where summer temperatures reach over 100 °F (38 °C) but low enough to avoid winter snows on the surrounding ridges. Lake Isabella is located about 40 miles (64 km) northeast of Bakersfield, and is the main water supply for that city. Lake Isabella can be reached by car from Bakersfield via state Highway 178 and from Delano via Highway 155. The former towns of Isabella and Kernville were flooded by the newly created reservoir.
In 2006, Isabella Dam was found to be too unstable to hold a full amount of water and approximately 40% of a full reservoir had to be let out to restabilize the earth works.[citation needed] Presently the U.S. Army Corps of Engineers won’t let the water get above 60% of capacity until an estimated 10–15 years of studies and repairs are made. (The project is expected to be completed sometime in 2023.) To further add to this problem the Isabella Dam bisects an active fault that could lead to a catastrophic failure if an earthquake occurs along it. This fault was considered inactive when the site was studied in the late 1940s.