La Quinta, CA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for La Quinta, California home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like La Quinta since 1934. Simplified 2024 guidelines include easier qualifications with low down payments. Even better La Quinta consumers can keep their down payment in the bank with the help of the La Quinta, CA FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you.
La Quinta FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near La Quinta, CA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to La Quinta, CA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, La Quinta, CA Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between La Quinta FHA wholesale and retail mortgage rates call (888)416-0920. A La Quinta, CA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in La Quinta, CA can work with all types of credit scores.
Working with Top Rated FHA Specialists
The La Quinta FHA Mortgage team is celebrating its 26th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in La Quinta, CA
Get Pre-Qualified Now
FHA Benefits in La Quinta, CA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near La Quinta, CA (888)416-0920.
La Quinta (Spanish for “The Fifth”) is a desert resort city in Riverside County, California, United States. Located between Indian Wells and Indio, it is one of the nine cities of the Coachella Valley. The population was 37,467 at the 2010 census, up from 23,694 at the 2000 census. The Robb Report credits La Quinta as the leading golf destination in the US. Among those destinations is the La Quinta Resort and Club, a resort dating to 1926, where director Frank Capra wrote the screenplay for Lost Horizon. The Tom Fazio-designed golf course at The Quarry at La Quinta is ranked among the top 100 golf courses in the United States.[7][8] In January 2008, the Arnold Palmer Classic Course at the city’s SilverRock Golf Resort became one of the four host golf courses for the annual Bob Hope Chrysler Classic PGA golf tournament.[9]