Kalona, IA FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Kalona home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Kalona since 1934. Simplified 2025 guidelines include easier qualifications with low down payments. Even better Kalona consumers can keep their down payment in the bank with the help of the Kalona FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Kalona FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Kalona, IA and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Kalona, IA FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Kalona Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Kalona FHA wholesale and retail mortgage rates call (888)416-0920. A Kalona, IA Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Kalona can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Kalona FHA Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Kalona, IA
Get Pre-Qualified Now
FHA Benefits in Kalona, IA
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Kalona, IA (888)416-0920.
Kalona is a city in Washington County, Iowa. It is part of the Iowa City metropolitan area. The population was 2,630 at the time of the 2020 census.[2] Kalona is the second-largest city in Washington County.[4]
Amish settlement in what is now the Kalona area began in the 1840s, placing the Amish among the first European settlers in the area. The split between Old Order Amish and Amish Mennonites occurred in the 1860s in most places, but it was not until the 1880s that the formal split occurred in Iowa, even though a process of sorting out between conservatives and change-minded Amish had begun a decade earlier or so in Iowa.[5] Most Amish Mennonites later assimilated and lost their Amish identity. The Beachy Amish broke away from the Old Orders in the 1920s.[6]