Johnston City, IL FHA Home Loans
FHA home loans continue to be a popular mortgage choice for Johnston City home buyers and those looking to refinance. In fact the FHA has been helping people own homes in cities like Johnston City since 1934. Simplified 2025 guidelines include easier qualifications with low down payments. Even better Johnston City consumers can keep their down payment in the bank with the help of the Johnston City FHA home buyer grant. Credit scores will play a major factor in determining if and what FHA program will be available to you. Johnston City FHA quotes are always free, get started by calling (888)416-0920. FHA experts are standing by near Johnston City, IL and ready to help. Connect with a licensed home FHA specialist, ask questions and find out if you qualify.
- 560 FICO – 10% Down
- 580 FICO – 3.5% Down – Call to Check Grant Eligibility
- 620 FICO – Eligible for Forgivable Grant for Down Payment or 3.5% Down.
- Gift funds can be used on FHA transactions if needed.
Mortgage Brokers offer Lower FHA Rates and Costs
When it comes to Johnston City, IL FHA loans, Mortgage Brokers have more options. Regardless of what a consumer thinks, Johnston City Mortgage Brokers offer a wholesale rate and lower costs. Going directly to the bank or a mortgage lender is not a better option. If you are in doubt, it is always a good idea to get a couple of quotes and compare them. If you still don’t understand the difference between Johnston City FHA wholesale and retail mortgage rates call (888)416-0920. A Johnston City, IL Mortgage Broker will be able to offer you more programs. Banks and Lenders have set mortgage guidelines including set credit score limits. Mortgage Brokers in Johnston City can work with all types of credit scores.
Working with Top Rated FHA Specialists
The Johnston City FHA Mortgage team is celebrating its 28th year in business. Our experience allows for consumer mortgage confidence especially with our FHA wholesale rate option. We navigate consumers through the mortgage process, explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans. Check out consumer first time homebuyer programs, USDA home loans, VA home loans and our customer reviews.
Get on the Path to Refinancing. We got your Back!
FHA Home Loan in Johnston City, IL
Get Pre-Qualified Now
FHA Benefits in Johnston City, IL
- Lower Rates
- Lower Payments
- Fixed Payments
- Easier Qualifications
- FHA Grants for Down Payment
- Gift Funds Allowed
Find your FHA Mortgage near Johnston City, IL (888)416-0920.
Johnston City is a city in Williamson County, south central Illinois, United States. The population was 3,543 at the 2010 census. This was a center of coal mining in the early 20th century, having a peak of population in 1920. The mining jobs attracted many immigrants from Europe.
In the late 19th and early 20th centuries, a number of immigrant miners from Italy, Wales and other areas arrived to work in the coal mines. There were tensions among the different ethnic groups, especially when miners went out on strike for better wages and conditions. On June 10, 1915, the city was the site of the lynching of Joe Strando, an Italian immigrant miner from Sicily, by a mob of 300 American men. He was taken from the jail where he was held as a suspect in the murder of Edward Chapman, a wealthy local citizen, and wounding of his daughter.[3] Sicilians were outraged and gathered reinforcements; Americans were arrayed against them. The governor sent in three companies of militia to suppress violence.[3]